Tell me do you count capitalized future payments from Social Security, Pensions, or Annuity payments as part of an allocation?
Submitted by: MuhammadAgain, I don't think they should because the discounted value of all future payments is huge in comparison to the size of most people's savings. Since financial advisers are prone to classify such “investments” as fixed-income, that means your savings would have to be 100% equities, a decidedly risky position.
Submitted by: Muhammad
Submitted by: Muhammad
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